Senior Full-Stack Engineer in Manchester

I build the rails that money and trust move through.

Eight years shipping PCI DSS-compliant payment orchestration, KYC/KYB/AML compliance platforms and conversational AI for fintech and RegTech companies.

Open to senior roles and consulting

Payment routingSimulated

Illustration: a payment goes from checkout to a routing engine, which skips a degraded gateway, sends it to the fastest healthy one, and it is approved.

By the numbers

8+

years in production engineering

Six companies across Bangladesh, Sweden, the UK and Cyprus since 2018.

15+

payment gateways integrated

Global and regional gateways in a PCI DSS-compliant environment, chosen per transaction by one routing engine.

700+

payment channels orchestrated

Unified behind one API on the Paymid payment orchestration platform.

200+

currencies handled

Multi-currency processing across those channels, on the same platform.

What I build

I design, build and run regulated systems. Payment orchestration across 15+ gateways, with routing that fails over on its own. KYC, KYB and AML platforms that cut onboarding friction. Conversational AI that knows when to hand a customer to a person. From architecture to production support, end to end.

  • Payment orchestration

    • 15+ global and regional gateways
    • Apple Pay and Google Pay
    • Routing builder with load balancing
  • Compliance platforms

    • Vendor audit and SoW analysis
    • Form and workflow builders
    • Single to multi-tenant SaaS
  • Conversational AI

    • Embeddable web SDK
    • NLP insights on compliance data
    • Conversational commerce
  • End-to-end product delivery

    • Node.js, NestJS, Laravel APIs
    • React, Next.js, Vue front ends
    • CloudFormation, Docker, pipelines

How it works

Two systems, step by step.

Onboarding and support, automated end to end. The companies, orders and messages are examples; the flows are the real ones.

KYB and KYC onboarding

Built at Cellbunq: a business applies once, every check runs at the same time, and one risk score decides whether a person needs to look.

OnboardingSimulated

Illustration: a business submits its details and a director's ID, five checks run in parallel, and a risk score either approves it or sends it to a reviewer.

  1. Apply once

    Company details and a director's ID, in one short form.

  2. Run every check at the same time

    Registry, owners, sanctions, PEP and ID checks run in parallel across thousands of sources.

  3. Decide on risk

    Low risk is approved automatically. Anything else goes to a reviewer, with the reason.

Omni-channel AI chatbot

Built as iBot at SSL Wireless and the engine behind Chatshop: one bot for every messaging channel, with live handover to human agents.

ConversationsSimulated

Illustration: a customer message arrives, the bot identifies the intent and details, takes an action, and replies or hands the chat to a human agent.

  1. Message on any channel

    WhatsApp, Messenger, Telegram and web chat all reach the same bot.

  2. Understand the request

    NLP picks out what the customer wants and the details, such as an order number or a size.

  3. Act, reply or hand over

    It calls the same APIs as the support team, and passes the chat to a person when it should.

Selected work

Platforms I have shipped and run.

Products with real traffic, real regulators and real money behind them.

Senior engineerFintech, payment orchestration

Paymid

Payment orchestration platform unifying hundreds of payment channels behind one API, with gateway selection, failover and wallet checkouts.

Visit paymid.com
700+channels across 200+ currencies

Software engineerRegTech, KYB and KYC

Cellbunq

Global KYB and KYC compliance platform with a centralised risk dashboard and an express onboarding journey that cut verification friction.

Visit cellbunq.com
10,000+data sources consolidated

Project leadConversational commerce

Chatshop

Conversational commerce platform delivered as project lead, built on the omni-channel chatbot engine behind iBot.

Visit chatshop.us
4channels: WhatsApp, Messenger, Telegram, web

Team leadCross-border e-commerce

Woow Global

Cross-border procurement platform integrating Amazon, Alibaba, AliExpress and 1688, with multi-currency payments and carrier shipping.

Visit woowglobal.com
4carriers: DHL, FedEx, UPS, USPS

Experience

Six companies, three countries, one throughline: regulated systems.

Fintech and RegTech in the UK, Sweden and Cyprus, after building e-commerce and chatbot platforms in Bangladesh.

Nov 2025 – PresentNicosia, Cyprus · Remote

Senior Software Engineer

Paymid Limited

  • Integrated 15+ global and regional payment gateways in a PCI DSS-compliant transaction environment.
  • Shipped 10+ Google Pay and Apple Pay wallet integrations across merchant checkout flows.
  • Built the Payment Routing Builder: intelligent gateway selection with automated failover, load balancing and transaction optimisation.

Mar 2024 – Oct 2025Manchester, UK

Software Engineer

Cocomply Limited

  • Delivered five core compliance features end to end: SoW Analysis, Form Builder, Workflow Builder, Vendor Audit Analysis and self-hosted Metabase analytics on AWS CloudFormation.
  • Unified multiple third-party APIs behind one service layer and added AI-powered NLP insights on compliance data.
  • Drove the move from single-tenant to multi-tenant SaaS architecture.

Mar 2023 – Mar 2024Järna, Sweden

Software Engineer

Cellbunq Systems AB

  • Built a centralised KYB, KYC and AML compliance dashboard consolidating verification checks and client risk data.
  • Designed an express onboarding journey that reduced client verification friction.
  • Led code-reusability initiatives that removed duplicated logic and sped up delivery.

May 2021 – Feb 2023Dhaka, Bangladesh

Software Specialist

SSL Wireless

  • Led development of iBot, an omni-channel conversational AI chatbot across Messenger, WhatsApp, Telegram and web chat.
  • Engineered real-time conversation sync across channels with live handover to human agents.
  • Built RESTful APIs and a web SDK so clients could embed and configure chatbots on their own sites.

2019 – 2021Dhaka, Bangladesh

Software Engineer

Woow Global Inc

  • Integrated Amazon, Alibaba, AliExpress and 1688 into a cross-border procurement platform.
  • Implemented Stripe, Authorize.net and SSLCommerz payments plus DHL, FedEx, UPS and USPS shipping.
  • Managed server infrastructure and CI/CD pipelines for continuous delivery.

2018 – 2019Dhaka, Bangladesh

Web Application Developer

eGeneration Ltd

  • Built the company website and client web applications; fixed defects and improved performance.

Stack

Tools I reach for.

Laid out the way I put them together. The ones I have used most in the last two years are in white.

  1. ClientWeb apps and dashboards

    React, Next.js, Vue.js, Redux Toolkit, React Query, Tailwind CSS and Ant Design.

  2. APIServices, real time and SDKs

    Node.js, NestJS, Express.js, AdonisJS, Laravel, Lumen, Socket.IO, REST APIs, WebSockets and Web SDKs.

  3. DataStorage, cache and queues

    MySQL, MariaDB, Redis and RabbitMQ.

  4. CloudInfrastructure and delivery

    AWS (EC2, S3, IAM, Route 53), ElastiCache, SES, Amplify, CloudFormation, Cloudflare, DigitalOcean, Docker and CI/CD.

  5. CompliancePCI DSS, KYC / KYB / AML

    Payment orchestration, Apple Pay / Google Pay, Conversational AI, Multi-tenant SaaS, NLP and E-commerce.

Written in TypeScript, JavaScript (ES6+), PHP, SQL, HTML and CSS.

Contact

Building something that moves money? Let's talk.

Senior full-time roles, contract work and technical consulting on payments, compliance and conversational AI. Based in Manchester, happy to work remotely across time zones.